Your credit report contains a nearly complete record of your credit history. Many of your financial applications are based either directly or indirectly on the information in your credit report.
It’s recommended that you check your credit report at least once a year to be sure there are no errors. The more often you can check your credit report the better. Fortunately,
A credit score, also known as a credit rating, is a number that reflects the likelihood of you paying credit back. Lenders like banks and credit card companies will look at your credit history when they calculate your credit score, which will show them the level of risk in lending to you. The higher your credit score, the better your chances of being accepted for credit, at the best rates.
You check your credit report at least once a year to be sure there are no errors. The more often you can check your credit report the better. Fortunately,
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